Compare Financing Solutions

Special benefits exclusively for Sam's Club Business members.

lendingclub
smartbiz

Type

Business loan

SBA bank loan

Business credit card

Exclusive Sam’s Member Savings

20% on loan fees **

20% on loan fees

Sam's Club Business Mastercard earns a maximun of $5,000 cash back rewards in a calender year

Credit Amount

$5,000 - $300,000

$30,000 - $350,000

$8,000 - $15,000
higher lines available based on financial review

Rate

Total Annualized Rate starting at 7.77% fixed **

APR between 8.25% to 9.06% *

APR 15.15% or 23.15%
assigned upon approval

Repayment for a $50,000 Loan

Starting at $1,135 per month **

$574 per month

N/A

Term

12 - 60 months

120 months

N/A

Prepayment Penalty

None

None

None

Repayment Schedule

Monthly

Monthly

Revolving Line of Credit

Time to Fund

As fast as 2 days after application complete

As fast as 7 days after application complete

As fast as same day

Best Used For

Working capital, equipment purchases, and refinancing

Working capital, equipment purchases, and refinancing

Everyday purchases for all your business spending needs

Minimum Time in Business Required

2 years

2 years

None ‡‡

Minimum Annual Business Sales

$75,000

None

None ‡‡

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